Stop loss insurance solutions from IHC Risk Solutions, a member of The IHC Group

Products and Services

IHC Risk Solutions prides itself on competitive quotes with fast turnaround. You always have access to your underwriter to discuss renewals and prospective cases.

Specific Stop-Loss

  • Minimum group size as low as 25 lives (75% participation require)
  • Specific deductible range from $15,000-$500,000
  • PPO discounting for evaluated networks
  • Rx coverage optional at an additional cost
  • Unlimited lifetime maximums with various annual limit options available
  • Aggregating specific corridors available
  • Actively at work waiver available
  • Variety of contract options available
  • Advanced funding available
  • Terminal liability option available
  • Early lock-In rates with approved disclosure, application, and premium payment

Aggregate Stop-Loss

  • 20/25% risk corridor
  • Actively at work waiver available
  • Inclusion of optional lines of coverage
  • Variety of contract options available
  • Aggregate coverage offered in conjunction with specific coverage
  • Terminal liability option available

Ineligible Groups

  • MEWAs
  • Associations
  • Employee leasing companies (PEO)
  • Asbestos industries
  • Handling and/or manufacturing of explosives

RFP Submission Requirements

Details for RFP submission requirements can be found on the menu bar under "Forms."
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